Fortis Q3 2026 Release Notes
Published: October 2026
Period: July–September 2026
Audience: Fortis customers, partners, and ISVs
Location: Fortis Resource Center
Highlights at a Glance
- ACH in the Virtual Terminal now surfaces clearer, real-time payment status so agents know exactly where a transaction stands after submission.
- Expanded chargeback and dispute management for Fiserv Rapid Connect streamlines how merchants respond to and resolve disputes.
Virtual Terminal & ACH
ACH Payment Status in the Virtual Terminal
Who’s this for: Merchants and agents processing ACH payments
What’s New: Clearer, real-time ACH payment status messaging after submission.
Summary: The Virtual Terminal now presents clearer status language for ACH payments once they’re submitted, so agents have accurate, real-time visibility into where each transaction stands. The updated messaging is aligned with NACHA requirements and reviewed for compliance and risk.
Impact:
- Reduced uncertainty and follow-up on ACH transactions
- Compliant, consistent status language across the payment lifecycle
Risk & Compliance
Chargeback & Dispute Management for Fiserv Rapid Connect
Who’s this for: Merchants processing on Fiserv Rapid Connect
What’s New: Expanded chargeback and dispute handling in the PayFac environment.
Summary: Fortis has broadened dispute management for merchants on Fiserv Rapid Connect, improving how chargebacks are surfaced, tracked, and responded to. Supporting reference material has been developed to help merchants navigate the dispute lifecycle more confidently.
Impact:
- A more structured, transparent dispute process
- Better-equipped merchants responding to chargebacks
NACHA Compliance — SEC Code Handling
Who’s this for: Merchants and Partners processing ACH
What’s New: Standard Entry Class (SEC) code mapping aligned to account type.
Summary: ACH processing now maps to the correct NACHA Standard Entry Class codes based on account type — WEB for personal accounts and CCD for business accounts — reinforcing compliant handling across ACH transactions.
Impact:
- Stronger NACHA compliance posture
- Correct, consistent SEC code treatment across ACH payments
Portal & Reporting Enhancements
Who’s this for: All Merchant and Partner Portal users
What’s New & Improved:
- Decline Reason Codes — clearer, more actionable messaging when transactions are declined
- Report Templates — streamlined, reusable templates for faster reporting
- Ongoing reconciliation and settlement visibility improvements across portal views
Summary: Q3 brought a series of portal and reporting refinements aimed at giving merchants and partners clearer information and less manual effort in day-to-day operations.
Impact:
- More actionable decline information at the point of sale
- Faster, more consistent reporting
Bug Fixes & Platform Stability
Who’s this for: All users
What’s New & Fixed:
- Continued reliability improvements across portals and integrations
- Refinements to status and messaging consistency across payment workflows
- General performance and stability enhancements
Summary: Ongoing stability work continues to ensure a reliable, consistent experience across portals, terminals, and integrations.
Fortis API Information
Explore the tools, resources, and examples available to help you integrate Fortis into your software at fortispay.com/developers.
